Privacy Policy

1. Introduction

Shri Mudra Finance ("We", "Our") respects your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website or use our loan services.

By applying for a loan or browsing our site, you consent to the data practices described in this policy.

2. Information We Collect

We collect information to provide better financial services and comply with KYC norms:

• Personal Identity: Name, Age, Gender, Photograph.
• Contact Details: Phone Number, Email Address, Residential Address.
• KYC Documents: Aadhar Number, PAN Card, Voter ID.
• Financial Data: Bank Statements, Salary Slips, Income Tax Returns.
• Device Data: IP Address, Browser type (for security purposes).

3. How We Use Your Data

Your information is used strictly for legitimate business purposes:

4. Disclosure of Information

We do not sell your personal data to third-party marketing agencies. However, we may share data with:

• Credit Bureaus: (CIBIL, Experian) to check credit history and report repayment behavior as mandated by RBI.
• Regulatory Authorities: If required by law or legal process.
• Service Partners: Verified partners for verification, collection, or payment processing (under strict confidentiality agreements).

5. Data Security

We implement robust security measures to protect your data:

Access to your personal data is restricted to authorized employees only on a need-to-know basis.

6. Cookies Policy

Our website uses cookies to enhance user experience and analyze traffic. You can choose to disable cookies through your browser settings, though some features of the site may not function properly.

7. Grievance Redressal

If you have any concerns regarding your privacy or data usage, please contact our Grievance Officer: